How Buying Land Works
Buying land through Off Grid Land is simple. You can buy with cash or with owner financing — for sale by owner, directly — with no credit check and no interest.
Owner financing
Owner financing lets you buy the property with monthly payments instead of paying the full price upfront. You start a contract for deed — it’s yours as long as you pay for it.
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Reserve the property online by paying the down payment and document fee.
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We prepare the paperwork, including the land contract, promissory note and purchase agreement.
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You sign everything online.
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Monthly payments begin 30 days after signing. Payments are made through an online payment portal called GeekPay using ACH or debit card.
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Your monthly payment includes taxes and payment processing fees. HOA or POA fees may also be included if they apply.
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You can manage your loan online through GeekPay: view your documents, see your payment schedule and upcoming payments, and make extra payments anytime. There are no prepayment penalties — in fact, prepayment is encouraged.
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Once the property is paid off, we transfer the deed to you. This is usually completed within two weeks of final payoff, depending on the County office’s workload.
Please note: we recommend paying off the property before making improvements or living on it. You may visit and camp on the property as allowed by local rules and regulations.
Cash purchase
A cash purchase is the fastest way to buy the property, receive the deed, and start developing right away. We can often offer a significant discount from the market price if you are willing to pay cash.
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Pay the document fee online to reserve the property and stop further marketing.
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We prepare the cash sale paperwork, including the purchase agreement and deed.
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You sign the purchase agreement online.
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Once the deed is notarized, we send proof of the signed deed by photo or video.
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You send the remaining payment. Bank wire is preferred; Zelle or card payments may be accepted for smaller amounts.
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We record the deed with the county — electronically when available, to speed things up.
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You receive a digital and physical closing packet with your property information and a copy of the recorded deed.
Please note: the document fee is non-refundable, and all cash sales are final.